NBPOL has established a ‘train the trainer’ programme across five of our estates to empower smallholders and landowner groups. In the past, the programme has covered practical issues, such as intercropping and good agricultural practices. For 2017, we shifted the focus towards improved management and capacity building. We have also made financial literacy manuals available in both English and Pidgin. To date more than 1,000 growers, employees and dependents have received financial literacy training in WNB alone. The training covers topics such as budgeting, planning finances, good financial practices and banking. We also facilitate the opening of personal bank accounts for interested ILG members.